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About Us

Angel Oak on John’s Island

Angel Oak on John’s Island

Trust. In a word its everything that embodies purchasing insurance.  Ever paid for a promise? That’s what insurance  is in a nutshell. Insurance companies spend millions advertising their promises but do they have the strength to maintain the promises in the event of losses? An Independent agency, Cliff Heath Insurance works for you the client in finding the best coverage at the best price among dozens of insurance  companies competing for  your business.

At Cliff Heath Insurance, we aren’t trying to make you laugh with a Lizard or a snappy commercial but to inspire confidence and trust in the coverage we secure. Our desire is to build relationships with our clients that inspire  the right conversations about risk and give you understanding and wise counsel in regards to  your personal or business risk management.

As an independent  insurance  agency our goal is to shop the markets for you and find you the value for your needs that doesn’t shortchange you on coverage but also fits your budget. Like a mighty oak you should know that your insurance is going to hold up when calamity hits. Let Cliff Heath Insurance be the roots of your tree of coverage.

Agency History

Cliff Heath Insurance was founded in 1974 by Cliff Heath in Rock Hill, SC as a full lines insurance agency committed to serving the needs of the citizens of Piedmont, SC.  Over the years the agency mission has grown as our agency’s base has to cover all of South Carolina with the purchase of Hawk Robbins Insurance of Chester in 1996 and the former Ralph McKay Agency of Charleston in 1997.  Adam Heath joined the agency as a principal in 1992 and Rebeccah Heath Singleton joined in 1998 securing the future of the agency for a second generation.  With our combined depth of knowledge and experience, today we service thousands of clients all over the state of South Carolina through our multiple markets and diversified insurance products that are custom fit to individual’s needs.

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Cliff Heath Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

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