Category: Blog

Proven Ways to Reduce Your South Carolina Business Insurance Costs

Saving money on South Carolina business insurance is not always an easy thing many companies to do. You have many options regarding insurance agents and insurance companies that at times can be confusing. We specialize in business insurance. We have a proven track record of providing the right combination of pricing and coverage, along with experience and responsive service. There are a number of ways...

General Liability For South Carolina Business

We understand all South Carolina businesses are unique. Just because you are a small or medium sized business does not mean you are exempt from litigation. All businesses need General Liability Business Insurance to protect your organization from unforeseen events. General Liability Business Insurance should be the foundation of your insurance program. General Liability Insurance provides the following coverage: Bodily Injury- Bodily Injury to a...

South Carolina Flood Insurance, Do You Really Need It?

Angel Oak on John’s Island Many South Carolina businesses and homeowners go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Now...

Boating Safety Tips from Cliff Heath Insurance

The onset of spring sends many of us to the water to enjoy our watercrafts, which brings us to the important topic of boating/watercraft safety.  According to the U.S. Coast Guard, eighty eight percent of reported fatalities in 2012 happened on boats where the driver had not received boating safety training. Your boat will need insurance for watercraft liability, damage to the hull, and personal...

The Value of an Independent Agent Like us!

Cliff Heath Insurance is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. With captive insurance agents, like the big national companies, you only get the guidance of one company that sells one brand of insurance....

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