Charleston Renters Need Insurance Too

condo insurance

Why Renters Insurance?

There are many people moving into South Carolina and specifically Charleston every day. Many are looking for a home. Even if you don’t own a home, you still have a lot at risk. After all, look around your apartment; you own clothes, electronics, furniture, tools, jewelry, and a lot more. renters insurance from  Cliff Heath Insurance can help protect your assets without costing a lot of money. Renters insurance offers you peace of mind at a very affordable cost. Renters insurance is like a homeowner’s policy without the home.

What Renters Insurance Covers

Renter insurance will cover your personal property and provide personal liability coverage.

  • Personal property – (furniture, tools, electronics, computer equipment, jewelry, clothing, etc.)
  • Personal liability – coverage if someone (a third party) is hurt in your apartment.

Your Landlord May Require Renters Insurance

Many landlords now require renters insurance. Landlords often get pressure from their insurance company to require that their renters have renters insurance.

What Does Renters Insurance Cost?

The Insurance Information Institute shows the national average is about $257 annually. We can usually offer very competitive rates that beat the national average.

What Determines the Renters Insurance Premium?

  • How much coverage you need and your limits
  • They type of coverage you choose
  • The amount of your deductible
  • The location of your rented home or apartment

The coverage you need can’t always be determined in 10 minutes over the internet. A short phone call to our office will help us provide you with the right combination of price, coverage and service for your renters insurance.

Regardless of where you live, your renter’s insurance policy and cost will be unique. An insurer will take into account your assets, your risk factors, and several other items when presenting you with a quote. A renters insurance policy from Cliff Heath Insurance can provide you with coverage for your personal items and personal liability to protect you from the unexpected.

 

 

August 11th, 2014 by Cliff Heath Insurance